28/36 Rule Calculator
The 28/36 Rule Calculator is a tool to check the health of your finances and determine a safe amount of debt for a person or household. It answers the question: 'what price house can I afford?' by calculating the front-end and back-end ratios based on your income, housing costs, and other debts. Use this tool if you have a mortgage or dream of buying a house.
Result
Front-End Ratio (Housing Ratio)
0.00%
The front-end ratio (should be ≤ 28%) is the percentage of your income spent on housing costs (mortgage, insurance, taxes).
Back-End Ratio (Debt-to-Income Ratio)
0.00%
The back-end ratio (should be ≤ 36%) is the percentage of your income spent on all debts (housing + other debts).
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